Business Expenses Insurance

What you need to know.

If you are self-employed or in a small partnership, your extended absence from the business through sickness or injury can have a major impact on the business’ ongoing viability, and the financial security of your family.

Business Expenses Insurance may help protect you by paying a monthly benefit you or your business to help cover the fixed business expenses that continue to be incurred while you are unable to work due to illness or injury.

For For comprehensive cover details and for information on our insurance underwriter, please get in touch with the Smart Private Wealth team.

Eligible expenses:

	Rent
	Loan interest repayments (not principal)
	Business expenses required in maintaining the property, including utilities, telephone, cleaning, property rates & taxes
	General insurance premiums only (not life insurance premiums)
	Salaries of costs for non-income producing staff
	General expenses including fees for accountants, auditors, general insurance premiums, advertising costs, leasing costs on equipment or vehicles and subscriptions to professional associations
	Any other fixed expenses of non-business income generating activities may be included.