What is the difference between 'any' or 'own' occupation?

What is the difference between 'any' or 'own' occupation?

TPD Insurance (which stands for total and permanent disability) is a comfort for any family who relies on their income to maintain their lifestyle.

When you take out this type of product, you have the choice to insure yourself in a number of ways – each of which affect the likelihood of a successful payout.

There are two main ways to insure yourself with a TPD policy:

1. Any occupation: You can claim if you are permanently disabled and cannot work in any occupation you are suited to by education, training, or experience.
2. Own occupation: You can claim if you’re unable to work in your usual occupation or your chosen field of employment.