Understanding the 3 stages of retirement and what they mean for your money.
Retirement isn’t one-size-fits-all. We examine the three stages of retirement – and how each one affects your spending, planning and financial wellbeing.

Living longer: How to future-proof your retirement income.
With more Australians living well into their 80s and beyond, managing your longevity risk is more important than ever. Learn how income products like annuities can support your lifestyle for the long haul – no matter how long your retirement lasts.
Take your wealth journey to the next level with Smart Private Wealth - your trusted partners in wealth accumulation, protection, and management.
Understanding the 3 stages of retirement and what they mean for your money, and how to future proof your retirement income.
SMART Business Solutions is proud to announce its recognition as the winner of Excellence in Local Community Connection (Medium–Large Business) and Excellence in Access and Inclusion at the 2025 Mornington Peninsula Business Excellence Awards.
Smart Private Wealth is proud to announce that Founding Director, Shannon Smit, has been recognised in the 2025 FS Power50, Financial Standard’s annual list of the 50 most influential financial advisers in Australia.