Investment Bonds vs Education Bonds – What’s the difference?

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Investment Bonds vs Education Bonds - What’s the difference?


Education is the gateway to unlocking opportunities and creating a brighter future. However, obtaining a quality education, especially one that goes beyond high school, comes with associated costs. That's why forward-thinking individuals plan for the educational future of their children, grandchildren, or even themselves by setting aside savings.


While there are various methods to establish an education fund, Investment Bonds or Education Bonds are frequently contemplated. While they might appear similar at first glance, there are significant points of difference that are crucial to understand.



What is an Investment Bond?

An Investment Bond, distinct from Corporate or Government Bonds, is a versatile and tax-efficient investment product designed to assist in realising long-term financial and estate planning objectives. An Investment Bond functions as a blend of a life insurance policy and a managed fund. Your invested amount is pooled with others and diversified across various asset classes.



What is an Education Bond?

While some may consider an Education Bond to be a variant of an Investment Bond due to their similar names, it's essential to note that they are distinct financial products with specific features tailored for educational funding purposes.


Investing for the future.

Investing in education bond or investing bond early not only secures the future for your children but also provides long-term tax benefits for yourself and your entire family.

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