How to spend less this Christmas

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How to spend less this Christmas. 

After a year of belt-tightening, spending big over Christmas can risk undoing good budget habits. We share 12 ways to take |the financial sting out of Christmas while still experiencing the joys of the season.

In 2022, Australians spent a whopping $74.5 billion in the run up to Christmas, with some going into debt to foot the bill. Given cost of- living increases this year, your family and friends are likely to welcome a conversation about Christmas spending. Doing so could also diffuse some of the social pressure that we can feel to spend up big at Christmas.

The good news is that thinking differently opens up lots of opportunities to spend less on food, alcohol, gift giving and going out – while not skimping on the fun.

Festive season financial planning.

If you’d like to learn more about planning financially for the festive season, speak to us.